Providers
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Remitly review: is it still cheap after your first transfer?
Remitly's first send can beat the real exchange rate. The second send does not. On Nigeria, India and Jamaica the normal price is still good. Here is when to stay.
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MoneyGram review: when the cash counter is worth paying for
In the MoneyGram app, a bank deposit costs about what the cheap apps charge. Cash pickup costs more, and the counter price is not published. When to pay it.
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Paysera review - the right tool for someone receiving in Lithuania, not for someone sending from the UK in pounds
Paysera gives someone in Lithuania a real account number and thirty free euro transfers a month. For UK senders, the hard part is getting pounds in, so open Wise or Revolut.
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Starling review - when to send money abroad from the app, and when Wise wins
Starling has its own international transfer, with a small conversion fee and a delivery fee that depends on the country. For a small send on its low-cost option, from an app you already have open, Starling is fine. If the only option is the £5.50 delivery, or Starling does not send to the country, open Wise.
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Revolut review - when to send with it, and what the weekend costs
On a weekday, inside the free monthly allowance, Revolut Standard charges no fee on a euro payment. On the weekend, or on routes like Kenya, the cost changes, so compare before you send.
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Sendwave review - when to open it, and when another app delivers more
A Sendwave send can show no fee. Sendwave says it also makes money from the rate, which may include a small margin. On Ghana, Kenya, Senegal and Nigeria, here is when Sendwave is the right app to open and when another app delivers more.
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Post Office international money transfer - what it really costs, and when to open something else
Western Union runs the Post Office's international money transfer, at the counter and online. On 5 November the Post Office website was about £1 behind Wise on three routes. We could not read a counter price, so ask before you pay.
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TransferGo review - when to open it for Poland, and when Wise wins
For a bank account in Poland, compare TransferGo with Wise before you send. For euros or lei, open Wise first and check the amount that arrives.
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Wise review - when it is the right app to open, and when it quietly is not
Wise is the right app to open on most UK bank sends abroad. On small sends to M-Pesa in Kenya, small pounds to zloty, and Nigeria, other apps can win.