#AppArrives asBehind the top
1Wise€353.33Most arrivesBest on today's table. The real exchange rate, a £1.51 fee.
2Instarem€353.12€ 0.21€0.21 behind Wise on £300. Zero fee, rate about 0.55 percent below the real one. For most senders, the same arrival.
3NatWest€347.21€ 6.12No fee, but a rate about 2.2 percent below the real one. About £5 behind Wise.
4Western Union€347.09€ 6.24£2.99 fee and a rate about 1.3 percent below the real one. About £5 behind Wise.
5Skrill€338.26€ 15.07No fee on the screen. The rate sits about 5 percent below the real one, which costs about £14 on £300.
6Nationwide€329.95€ 23.38£15 up-front fee plus a rate about 2.2 percent below the real one. About £20 behind Wise.
What to actually open
If you already have Wise installedUse Wise.On £300 this morning it delivered €353.33 for a £1.51 fee at the real exchange rate, the one you see if you search "1 GBP to EUR" on Google. That was the best of the fresh prices on the Wise price comparison for Lithuania today, €0.21 ahead of Instarem and about €6 ahead of the next bank.
If you do not have Wise and already use InstaremInstarem is a fair pick.On £300 Instarem delivered €353.12 for a zero fee, €0.21 behind Wise. The rate sits about 0.55 percent below the real one, which on £300 is under £2 the app quietly keeps. The gap to Wise is small enough that for most senders the arrival is the same.
If you reach for Skrill because it advertises no feeKnow what you are paying.On £300 to Lithuania Skrill's rate sits about 5 percent below the real one, which is about £14 the app keeps in the exchange. The arrival of €338.26 is about £13 behind Wise on the same send. A zero fee on the screen is not the same as a zero cost.
Do not open your Nationwide app for this.On £300 the Nationwide send delivered €329.95, about £20 less than Wise for the same money going to the same euro account. Part of it is the £15 transfer fee the bank charges up front; the rest is a rate about 2.2 percent below the real rate. NatWest does not charge a transfer fee on this route, but its rate still sits about 2.2 percent below the real one, which on £300 is about £7 the bank quietly keeps.
For the whole route in one place, see how to send money to Lithuania.
Catches
A few things to check before you send. Two apps that UK-based Lithuanian senders reach for first are Revolut and TransferGo, both with Lithuanian founders. Neither returned a fresh price for GBP to EUR to Lithuania on the Wise price comparison this morning. They are missing from the table above, not judged. If one of them is your usual app, open it and check the arrival for £300 on the receiving screen before you send.
HSBC, Barclays, Lloyds and Santander UK did not return a fresh row either, so they are absent from the Lithuania feed this morning. If your sterling account is at one of them, open the app and check the number yourself. Expect a rate somewhere near NatWest's and a transfer fee that varies by bank.
Delivery to a Lithuanian euro account normally arrives the same morning on a weekday. A Friday evening send from a UK bank often does not clear until Monday morning. If the money is for a rent or school payment due Monday, send on Thursday or early Friday to be safe.
How we checked
The check ran Friday 16 October 2026, morning UK time. Prices come from the Wise price comparison for £300 to a euro account in Lithuania: Wise 04:05 GMT, Instarem 00:31, NatWest 03:30, Western Union 02:21, Skrill 03:31, Nationwide 22:20. Two independent feeds matched Wise's rate within 0.1 percent. Raw JSON on file.
Corrections
None so far. If we get something wrong, the fix is dated here.