Where are you sending money?
Pick a country below. For each one we tell you plainly which app is cheapest, which bank quietly keeps some of it in the rate, and the catch to watch for.
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Nigeria
Open the guide: How to send money to Nigeria from the UK, and be sure it arrivesWhat happens between the tap in London and the money in your family's account. Which app to use for which job, and the account catch that stops a good send from arriving.
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Kenya
Open the guide: The cheapest way to send money from the UK to Kenya is straight to M-PesaFrom the UK to Kenya, straight to M-Pesa costs about one to three pounds; your bank quietly keeps five to seven pounds more. Here is which app to open.
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Ghana
Open the guide: The cheapest way to send money from the UK to Ghana is straight to MTN MoMoOn £300 from the UK to Ghana in August 2026, the cheapest apps put close to 4,760 cedis in your family's MoMo wallet in minutes, at today's real exchange rate. The e-levy is gone. The one small fee left is the agent's cash-out charge. Here is how to send it.
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India
Open the guide: How to send money to India from the UK, and pick the right account on the other sideSending money from the UK to India: which app to open, and why the account on the receiving side (NRE, NRO or resident) decides what really happens next.
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Algeria
Open the guide: Send money to Algeria -
Bangladesh
Open the guide: Sending money from the UK to Bangladesh: bank, bKash, or Nagad, and what £300 actually arrives as -
China
Open the guide: How to send money to China from the UK, and pick the right channel on the other side -
Jamaica
Open the guide: Sending money from the UK to Jamaica -
Lebanon
Open the guide: Send money to Lebanon from the UK as cash dollars: what to open on £300 -
Lithuania
Open the guide: The cheapest way to send money to Lithuania is basically free if you know which app to open -
Moldova
Open the guide: How to send money from the UK to Moldova, and pick the right account on the other side -
Nepal
Open the guide: How to send money to Nepal from the UK, and pick the app for what actually reaches Kathmandu -
Pakistan
Open the guide: Send money from the UK to Pakistan - what to open on £300, and what may quietly change this summer -
Philippines
Open the guide: How to send money to the Philippines from the UK, and make sure it arrives -
Sri Lanka
Open the guide: How to send money to Sri Lanka from the UK, and pick the right account on the other side -
Syria
Open the guide: How to send money from the UK to Syria in 2026, and what the family actually gets -
Turkey
Open the guide: The cheapest way to send money from the UK to Turkey is Wise, straight to a Turkish bank account -
Vietnam
Open the guide: How to send money to Vietnam from the UK, and pick the right account on the other side
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Forward to family · Philippines
Sending money to a GCash wallet from the UK, and making sure it arrives
On £200 to GCash, Wise, Remitly and Sendwave are within about £1.25. What really stops a send, and costs the family more, is on the wallet's side.
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