Where are you sending money?
Pick a country below. For each one we tell you plainly which app is cheapest, which bank quietly keeps some of it in the rate, and the catch to watch for.
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Nigeria
Open the guide: How to send money to Nigeria from the UK, and be sure it arrivesWhat happens between the tap in London and the money in your family's account. Which app to use for which job, and the account catch that stops a good send from arriving.
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Kenya
Open the guide: How to send money from the UK to Kenya straight to M-PesaFrom the UK to Kenya, straight to M-Pesa costs about £2 to £3.60 on £200 through Sendwave or Remitly. NatWest, Barclays and Lloyds keep £5 to £7 in the rate. Here is which app to open, and why.
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Ghana
Open the guide: How to send money from the UK to Ghana straight to MTN MoMoOn 4 November 2026, £300 through Sendwave put about 4,696 cedis in a family's MTN MoMo wallet in Ghana, with no fee. Check the wallet limit first. The e-levy has ended, and MTN's agent cash-out fee still applies. Here is how to send it.
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India
Open the guide: How to send money to India from the UK, and pick the right account on the other sideSending money from the UK to India: which app to open, and why the account on the receiving side (NRE, NRO or resident) decides what really happens next.
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Algeria
Open the guide: Send money to Algeria -
Bangladesh
Open the guide: Sending money from the UK to Bangladesh: bank, bKash, or Nagad, and what £300 actually arrives as -
China
Open the guide: How to send money to China from the UK, and pick the right channel on the other side -
Jamaica
Open the guide: Sending money from the UK to Jamaica -
Lebanon
Open the guide: Send money to Lebanon from the UK as cash dollars: what to open on £300 -
Lithuania
Open the guide: Send money to Lithuania from the UK - which app to open, and when -
Moldova
Open the guide: How to send money from the UK to Moldova, and pick the right account on the other side -
Nepal
Open the guide: How to send money to Nepal from the UK, and pick the app for what actually reaches Kathmandu -
Pakistan
Open the guide: Send money from the UK to Pakistan - what to open on £300, and what may quietly change next -
Philippines
Open the guide: How to send money to the Philippines from the UK, and make sure it arrives -
Sri Lanka
Open the guide: How to send money to Sri Lanka from the UK, and pick the right account on the other side -
Syria
Open the guide: How to send money from the UK to Syria in 2026, and what the family actually gets -
Turkey
Open the guide: Send money from the UK to Turkey: Instarem or Wise, straight to a Turkish bank account -
Vietnam
Open the guide: How to send money to Vietnam from the UK, and pick the right account on the other side
Latest
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Someone says money from abroad is waiting, but you must pay a fee first
On a real transfer the person receiving never pays a fee first. If someone asks you to pay so you can receive money from abroad, it is a scam. How to check.
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Forward to family · When a bank transfer goes wrong
Someone says money from abroad is waiting, but you must pay a fee first
On a real transfer the person receiving never pays a fee first. If someone asks you to pay so you can receive money from abroad, it is a scam. How to check.
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